Positive Retirement Outcomes, LLC
Positive Retirement Outcomes, LLC (PRO) is on a mission to
improve retirement outcomes in America. The predictable
employer-paid pensions of the past are gone and we live in the
“you pay” world of the 401(k). But markets are volatile,
regulations are increasingly complex, litigation is a growing
threat, and costs are too high.
Most employers are not staffed to address the challenge. Nor
should they be, that is not what they do to make a profit.
Today’s competitive business climate requires lean and focused
staffing to produce a healthy bottom line. That’s why we created
PRO. Our firm fills the gap between the employer and the
marketplace of service providers in the 401(k) industry. When it
comes to managing your 401(k) plan, Positive Retirement
Outcomes, LLC can be insourced to address your needs. The result
of more than 60 years of personal practice, experience,
observation and study, PRO has distilled the requisite
components and emerged with a solution that protects employers
and positions workers for positive retirement outcomes.
Our expert services are process and results driven to help
- Plan Governance & Fiduciary Training
- Investment Selection & Monitoring
- Vendor Selection, Cost Analysis, Benchmarking &
- Plan Design
- Participant Education and Advice
You and your employees benefit from
our unique solution through our:
- Independence: PRO is a truly independent
Registered Investment Adviser held to a legal standard of
loyalty. We must put the interests of our clients first. PRO
is not affiliated with any broker-dealer or other firm that
could give rise to the potential for conflicts of interest.
We do not sell products to anyone, nor provide services to
individuals outside the scope of their employment - a
structure which, by design, helps eliminate conflicts of
interest under ERISA, as well as other potential workplace
liabilities for employers.
- Experience: Key personnel each have more than 20 years
industry experience with the evidence of expertise
demonstrated by industry designations including Accredited
Investment Fiduciary Analyst®, Accredited Investment
Fiduciary®, and Chartered Financial Consultant. PRO is a
member of the American Society of Pension Professionals and
Actuaries (ASPPA) and the Plan Sponsor Council of America (PSCA).
- Specialization: Employer sponsored retirement plans are
not just our primary business, they are our ONLY business.
- Documentation: PRO documents client relationships with
written agreements detailing our services and fees and
acknowledging our role as a fiduciary to your plan. We
maintain specialized fiduciary liability insurance for your
benefit and help you document a prudent process.
- Advice: Are you paying too much? Is your plan a bigger risk
than it is a benefit? Are you in compliance with ERISA, IRS,
and Department of Labor regulations? Will your employees
enjoy a dignified retirement? How would you know? We
assure you have the right answers to these and other
critical questions generating positive retirement outcomes.
Maximizing value and minimizing risk for workplace